I am using XCTU 6.3.0 and I have two S2’s HV 194B running 22a7 firmware and both in API mode. The serial port is set to 9600/8/n/1/n where one is the coordinator and one is a router.
Per this article I should take 84-9=75 bytes for payload
https://docs.digi.com/display/XBeeZigBeeMeshKit/Security+on+the+XBee
Is this a bug in the documentation, firmware, hardware or XCTU software?